📄 DISCLAIMER

StockTalkWithKaliamma.com
Last Updated: 13-11-2025

1. Educational & Informational Purpose Only

The content published on StockTalkWithKaliamma.com — including articles, daily newsletters, market scenarios, videos, learning paths (Begin, Grow, Mastery), personal reflections, and any consultancy topics — is strictly for educational, informational, and awareness purposes only.

Nothing on this website is intended to be:

Investment advice
Trading recommendations
Portfolio guidance
Legal, tax, or financial planning advice

All content represents personal experience, market psychology insights, and general understanding of market behavior.

2. No SEBI-Registered Investment Advisory

The website owner is not a SEBI-registered investment advisor or research analyst, and StockTalkWithKaliamma.com does not offer any form of:

Buy/Sell/Hold calls
Intraday or positional trading tips
Stock suggestions
Personalized financial advice
Portfolio management
Paid advisory services

Any financial decisions you make are entirely your own responsibility.

3. Nature of Paid Member Content (Educational Market Commentary Only)

Paid membership content, including the daily market newsletter, is designed to build awareness, discipline, and understanding — not to influence trading decisions.

The newsletter may include:

Expected market range or trend
Probable scenarios
Market behavior expectations (slow movement, volatility, possible breakout/sideways conditions, etc.)
Structural or hourly levels for education, not action
Psychological factors affecting market movement
Risk–reward awareness
Money-management principles

These are NOT and should NOT be interpreted as:

Buy/Sell signals
Entry or exit instructions
Calls or tips
Guaranteed outcomes
Personal advice for any individual
Advice to trade any specific instrument

Every scenario includes multiple possible outcomes, and users must interpret them as general educational illustrations only.

Trading based on this information, without your own analysis or professional guidance, can result in losses.

4. Personal Responsibility

By using this website or subscribing to any paid content, you agree that:

You understand the content is educational
You make decisions based on your own judgment
You verify all information independently
You will not hold the website or its author responsible for financial outcomes

You bear full responsibility for your actions in the market.

5. Market Risks

Trading and investing carry significant financial risk.

You acknowledge that:

Markets can be unpredictable
Past patterns DO NOT guarantee future results
You may incur substantial losses
No educational content can ensure profits

StockTalkWithKaliamma.com and its author will not be liable for losses, damages, or consequences arising from using any information on this website or its membership sections.

6. No Guarantee of Accuracy or Timeliness

While the website aims to provide useful educational content:

Market conditions change rapidly
Information may become outdated
External data sources may contain errors

No guarantee is provided regarding accuracy, completeness, or reliability.

7. No Advisor–Client Relationship

Accessing this website, reading newsletters, or subscribing to paid content does NOT create any advisor–client or fiduciary relationship.

The website does not:

Manage money
Provide personalized advice
Tailor recommendations to your financial situation

8. External Links & Third-Party Services

The website may link to:

Market data sources
News platforms
Trading platforms
Educational articles
Affiliate or referral services

These external sites are not controlled by StockTalkWithKaliamma.com, and no responsibility is taken for their content, accuracy, or policies.

9. Relationship With Authorized Person (AP) Role

The website owner may be an Authorized Person (AP) partnered with another registered entity for services such as:

Mutual fund facilitation
Demat & trading account opening

These regulated services are:

Conducted entirely outside this website
Offered under the partner company’s compliance and supervision
Not related to StockTalkWithKaliamma.com content

This website does NOT perform advisory activities under the AP role.

StockTalkWithKaliamma.com remains only an educational platform, separate from regulated services.

10. Consent

By using this website or subscribing to any content, you consent to this Disclaimer and agree to all its terms.

If you do not agree, please discontinue use of the website.

11. Contact

For questions or clarifications, contact:

📧 info@stocktalkwithkaliamma.com
🌐 https://stocktalkwithkaliamma.com