Effective Date: 13-11-2025
Website: StockTalkWithKaliamma.com
1. Acceptance of Terms
By accessing or using StockTalkWithKaliamma.com, you agree to these Terms & Conditions and all applicable laws.
If you do not agree with any part of these terms, please stop using the website immediately.
2. Purpose of This Website
StockTalkWithKaliamma.com provides content for educational, informational, and awareness purposes only.
This website does NOT:
- Provide financial or investment advice
- Offer buy/sell recommendations
- Provide stock tips or calls
- Offer portfolio management
- Guarantee profits or outcomes
All content reflects personal experiences, learning, psychology, and market understanding.
3. Nature of Paid Membership & Daily Newsletter
If you subscribe as a paid member, you may receive:
- Daily market newsletters
- Scenario-based market explanations
- Possible ranges or trends
- Risk–reward awareness
- Money-management principles
- Behavioral and psychological interpretations
- Multiple possible market outcomes
- Hourly or structural levels for educational understanding only
These materials are provided only for learning and awareness.
They must not be interpreted as:
- Buy or sell signals
- Trading instructions
- Stock tips
- Guaranteed outcomes
- Personalized advice
- A recommendation to trade any financial instrument
All actions you take in the market are 100% your own responsibility.
4. User Responsibilities
By using the website, you agree that:
- You will use the website legally and responsibly
- You will not misuse, copy, or distribute content without permission
- You will not attempt to harm the website or disturb its services
- You will not treat the educational material as financial advice
5. Payments & Subscriptions
- Paid membership or services may be processed through third-party gateways like Razorpay or others.
- By completing a payment, you agree to the terms and policies of the payment provider.
- Refunds, if applicable, will follow the Refund & Cancellation Policy published on this website.
- Membership access is for personal use only and cannot be shared or resold.
6. Intellectual Property
All content on this website — including text, images, graphics, branding, layout, and structure — is the intellectual property of StockTalkWithKaliamma.com.
You must not:
- Copy
- Reproduce
- Distribute
- Sell
- Modify
- Republish
any content without written permission.
7. Third-Party Links
This website may contain links to:
- External news sources
- Market data websites
- Trading platforms
- Educational tools
StockTalkWithKaliamma.com is not responsible for:
- Accuracy of third-party content
- Their policies
- Any losses resulting from their use
8. Limitation of Liability
StockTalkWithKaliamma.com (and its author) is not liable for any financial loss or damage arising from:
- Use of the website
- Interpretation of content
- Market decisions you make
- Errors, delays, or inaccuracies
You fully accept all risks associated with trading or investment decisions.
9. No Investment Advice (Important)
All content on this website, including the paid newsletter, is NOT investment advice under SEBI regulations.
This website does NOT:
- Provide trading signals
- Offer stock recommendations
- Give personalized financial advice
- Act as a research analyst or advisor
- Provide risk suitability assessments
Any decision you make in the market is solely your responsibility.
10. Relationship to Authorized Person (AP) Role
The website owner may be an Authorized Person (AP) associated with another registered entity for services like:
- Mutual fund facilitation
- Demat & trading account opening
These regulated services:
- Are provided strictly outside this website
- Operate under the compliance framework of the partnered company
- Are not connected with the educational content on StockTalkWithKaliamma.com
This website does not offer advisory services under the AP capacity.
11. Privacy
Your use of this website is also governed by the Privacy Policy, which explains:
- What information is collected
- How it is used
- Your rights and data protection
Please review the Privacy Policy separately.
12. Changes to Terms
These Terms & Conditions may be updated from time to time.
Changes will be posted on this page with a revised effective date.
Continued use of the website means you accept the updated terms.
13. Governing Law
These Terms & Conditions are governed by the laws of India.
Any disputes fall under the exclusive jurisdiction of Indian courts.
14. Contact Us
For questions or concerns, please reach out to:
📧 info@stocktalkwithkaliamma.com
🌐 https://stocktalkwithkaliamma.com